Completely realize Sara. I acquired my information as I’ve possessed an appearance in the quantity of upheld plaints against one that had been refused. The reason why we state so it possibly reject for that is as a result of 2 instances we read of this ombudsman choices had been that the customer have been expected the questions regarding credit mitments and outgoings regarding the brand new QQ application form. It was taken by the FOS that QQ accepted the consumer on such basis as exactly what information the consumer provided. Then that is the fault of the customer not QQ if those figure were inaccurate. I recall that one since it is just what prompted us to check out the in the past whenever device to see if i acquired it wrong and additionally they did ask, luckily for us I became appropriate they didn’t. The FOS worked in really mystical means in that what one adjudicator would search for to upheld another will utilize it to reject. Constantly well well well worth a spin however because what your ine and outgoings had been in the 1st application could possibly be different the month that is next. QQ demonstrably knew their application back 2008 – 2011 had been insufficient simply because they changed it to incorporate outgoings and credit mitments but i really couldn’t discover if they changed it. That’s why its well worth checking which one ended up being done. All The Best
We kinda think that regardless of the actual fact over every month for 3 years, had multiple loans with other lenders, asked them to close my account but they didn’t, lost a girlfriend because of it, was suicidal, I don’t care what anyone says it was irresponsible and I want them to admit it that I borrowed over 17000 with them , rolled them. I’d a medication, liquor and gambling issue that thankfuly I have actually left out. If someone asks to provide you 1000 at four each day, would any sane person lend you that? It is not really concerning the cash in my situation, it is for my well-being. I would like them to learn it wasn’t okay plus they took online payday WI advantageous asset of me personally. They could stick 500 i will cause them to feel a little bit of discomfort the way that is same did. Sorry to rant, drops mic
We made a plaint to fast quid over 4 months ago, fast quid came ultimately back and stated this has done everything it will have. I wasn’t pleased and took it into the Financial ombudsman, after about four weeks waiting around for an adjudicator I became given one who contact me personally and did quid that is quick made the exact same offer that I asked for however they declined.
All interest refunded, 8% and all entries deleted from my credit report thus I will likely to be getting simply over 2500 from their website when it comes to amount of 2010 to provide.
So stick to it every person. Personally I think like I’m finally right straight back in charge of my life.
I have simply gotten a message from Quick Quid providing me 500, i will reject it regarding the foundation that
A. We borrowed over 17,000 up to the point that We asked for my account to be terminated.
B. They acknowledge that they continued to lend to me (I was in a bad place) after I requested my account to be cancelled,. They will have perhaps not supplied information on exactly exactly just how much financing here ended up being when I asked for the account to be terminated.
C. My mom needed to bail me away 1000 to quick quid, we have evidence of the deal, therefore the undeniable fact that for a passing fancy time she paid WageDayAdvance 700 and paydayexpress 500, which will show just how much difficulty I became in.
D. 500 is a tale
Are you experiencing experience of anybody requesting a free account to be terminated yet the lending company continued to provide? will there be a true point of legislation for this impact? Undoubtedly there clearly was an obligation not to lend further as soon as the account was expected to be closed?
I would personally actually appreciate any assistance with this, my goal is to fight and simply just take this towards the ombudsman.
Sara (Financial Obligation Camel) says
Hi Tommy, shockingly reckless financing. You don’t need certainly to quote a true point of legislation, the Ombudsman discusses what exactly is reasonable 🙂
Many thanks for the answer, it’s this that they penned…
Although we offered re re re payment support to you our documents further suggest that your particular demand to completely shut your account had not been honored.
I don’t remember them payment that is offering either! Must I write for them to inform them we reject their offer and you will be referring the situation to your ombudsman?
I must say I need to know simply how much We borrowed when I asked for the account to be closed. Undoubtedly they should offer this? It’s gonna be over 10,000…
Do you believe i’ve a case that is decent the ombudsman?
Actually appreciate your assistance with this, many thanks.